Clear explanations of 500+ contract clauses, written in plain English for businesses and individuals.
This clause requires one party (usually the service provider, contractor, or shipper) to furnish proof of insurance—typically in the form of a certificate of insurance—before commencing work or performance under the contract. The clause specifies wha
Read More →This clause grants one or both parties the right to review and audit the other party's insurance policies to verify that required coverage is in place and adequate. It typically specifies what notice must be given before review, what documents must b
Read More →This clause establishes the framework for insuring goods during marine transportation, specifying which party bears the cost of insurance, what types of coverage are required, and how disputes about cargo loss or damage will be resolved. Marine cargo
Read More →Commercial Auto Insurance is a requirement that obligates parties to maintain insurance coverage for vehicles used in connection with the contract—such as company vehicles, rental cars, or contractor-owned trucks used for project delivery, site visit
Read More →Workers Compensation Insurance is a mandatory insurance requirement (in most jurisdictions) that provides medical benefits and wage replacement to employees who suffer work-related injuries or illnesses. This clause obligates the contractor or employ
Read More →Builders Risk Insurance is a specialized insurance requirement that protects against physical damage to a construction project during the building phase. This clause typically obligates the contractor or project owner to maintain continuous coverage
Read More →This clause requires a vendor to maintain business interruption insurance, which compensates the vendor (or the customer, if named) for lost income and ongoing expenses if the vendor's operations are disrupted by covered events such as fire, natural
Read More →This clause requires the company (typically a SaaS provider) to maintain Directors and Officers (D&O) insurance, which protects company leadership from personal liability for decisions made in their official capacity. D&O insurance covers legal defen
Read More →This clause requires one party (typically an employee or contractor) to maintain employers liability insurance, which covers the employer's legal responsibility for employee injuries, illnesses, or workplace accidents. The clause specifies minimum co
Read More →Public Liability Insurance is a broad liability insurance policy that protects a party against claims from third parties (members of the public, customers, or bystanders) for bodily injury, property damage, or other losses caused by the insured party
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