Clear explanations of 500+ contract clauses, written in plain English for businesses and individuals.
Tail coverage is extra insurance you buy when an old claims-made policy ends, to cover claims that arrive *after* the policy expires for work done *during* the policy. Think of it as an extended safety net. Without it, you could face a legal claim in
Read More →This clause determines *when* an insurance policy covers you. With "occurrence" policies, you're covered for any incident that happens during the policy period, even if you report the claim years later. With "claims-made" policies, you're only covere
Read More →A standard clause listing the insurance coverage each side must carry. The requirements are reasonable. This clause is called "Minimum Rating Requirement".
Read More →An insurance clause with very high coverage requirements or unusual types of insurance that cost a lot. This clause is called "Insurance Certificate Delivery".
Read More →An insurance clause with very high coverage requirements or unusual types of insurance that cost a lot. This clause is called "Waiver of Subrogation".
Read More →A standard clause listing the insurance coverage each side must carry. The requirements are reasonable. This clause is called "Additional Insured Status".
Read More →A standard clause listing the insurance coverage each side must carry. The requirements are reasonable. This clause is called "Cyber Insurance Requirement".
Read More →Professional indemnity insurance is a safety net: if the vendor makes a mistake (like miscalculating your accounts or losing data due to negligence), their insurance company pays compensation up to a set limit. This clause specifies how much coverage
Read More →A sandbox is a separate, isolated copy of the software where you can test changes without affecting real data or live customers. This clause defines whether you get one, who can access it, and how long you can use it. It matters because testing in a
Read More →Multi-tenancy means your data sits in the same software system as other customers' data, separated by software walls rather than physical separation. The clause defines what "separated" means and what happens if those walls fail. This is important be
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