This clause says one party will not pay compensation if the other party or someone else gets physically hurt because of the contract work. For example, if a cleaning company's employee gets injured while cleaning your office, this clause might prevent you from being sued for their medical bills or lost wages. This is high-risk because bodily injury claims are often very expensive—hospital bills, ongoing care, and lost income add up quickly. In most US states and the UK, you cannot completely exclude liability for death or serious injury caused by your own negligence; courts will strike out such clauses as against public policy (meaning they violate basic fairness principles society won't accept).
Never agree to a complete bodily injury exclusion—it's likely unenforceable anyway and signals a problematic contract. Instead, accept a cap on bodily injury liability (a maximum amount), but only if you have good insurance to cover it. If you're hiring someone else to do work, resist this clause entirely because you could still be sued by injured people even if the contract tries to shift blame. ---
Frequently Asked Questions
What does this clause mean in simple terms?
This clause says one party will not pay compensation if the other party or someone else gets physically hurt because of the contract work.
Why should I care about this clause?
For example, if a cleaning company's employee gets injured while cleaning your office, this clause might prevent you from being sued for their medical bills or lost wages.
What are my options?
This is high-risk because bodily injury claims are often very expensive—hospital bills, ongoing care, and lost income add up quickly.
How does this affect small businesses?
In most US states and the UK, you cannot completely exclude liability for death or serious injury caused by your own negligence; courts will strike out such clauses as against public policy (meaning they violate basic fairness principles society won't accept).